Coincidently I am writing this post on a rainy day, and despite always hearing this expression, I didn’t know exactly what it meant. “Save for a rainy day?” more like “save for a rainy three to six months” in case you lose your job, break a limb, or god forbid some other unexpected life moment goes down. Over the past two years I’ve written a few posts with money tips for millennials. If you missed those, let me give you a little background on my situation, in 2005 I returned from Australia, tiny, tanned, and educated. I brought something else home with me tho, a HUGE debt. I owed over $30k in student loans and credit cards!? It was a tragic look at reality when all the bills started rolling in and I’d barely started my first full-time job in Toronto making under $30k/year. It seemed literally impossible to dig out of the hole I was in. I found myself saying “I need cash now ” more often than I wanted too. Having to find quick ways to get cash is difficult and I did struggle. Payday loans such as Fresh Loan were constantly recommended to me for a short term solution. Soon enough, I’d had enough and decided I needed to gey myself in gear. There is no way I was going to live in this debt forever. For many others it’s the same circumstance, they find themselves in a vicious circle, having to take out loans, ending in debt and hardly seeing a way to get out. Small loan lenders like this Norwegian based company, små-lån, can help people finding themselves in the same situation. Before taking out a small loan, you should read every detail carefully and fully understand your repayment methods. Not long after that I…