Coincidently I am writing this post on a rainy day, and despite always hearing this expression, I didn’t know exactly what it meant. “Save for a rainy day?” more like “save for a rainy three to six months” in case you lose your job, break a limb, or god forbid some other unexpected life moment goes down. Over the past two years I’ve written a few posts with money tips for millennials. If you missed those, let me give you a little background on my situation, in 2005 I returned from Australia, tiny, tanned, and educated. I brought something else home with me tho, a HUGE debt. I owed over $30k in student loans and credit cards!? It was a tragic look at reality when all the bills started rolling in and I’d barely started my first full-time job in Toronto making under $30k/year. It seemed literally impossible to dig out of the hole I was in. I found myself saying “I need cash now ” more often than I wanted too. Having to find quick ways to get cash is difficult and I did struggle. Payday loans such as Fresh Loan were constantly recommended to me for a short term solution. Soon enough, I’d had enough and decided I needed to gey myself in gear. There is no way I was going to live in this debt forever. For many others it’s the same circumstance, they find themselves in a vicious circle, having to take out loans, ending in debt and hardly seeing a way to get out. Small loan lenders like this Norwegian based company, små-lån, can help people finding themselves in the same situation. Before taking out a small loan, you should read every detail carefully and fully understand your repayment methods. Not long after that I…

The last few days I’ve been really focussing on slowing things down, spending time at home. After a REALLY busy year, I feel December is a great time to recharge dem batteries.     Took a trip to Ikea yesterday and it’s really quite chill there on Monday afternoon. Walked around talking on the phone, taking my time to dilly dally through the maze of housewares. Got meatballs of course.  Been loving this warmer weather and still haven’t given up wearing my leather jacket. Today calls for a manicure.  Here’s to a great week ☀️   Title is a quote by H. Jackson Brown Jr. 

This weekend was just what I needed. After a busy Friday night celebrating 2 of my best friends I spent most of Saturday & Sunday on the couch with my nose in a book. Simon Schuster sent over an advance  copy of Hidden Bodies by  Caroline Kepness. It’s got murder, suspense, sex, and modern lingo like Facebook, Instagram, Tinder, etc. There’s a book before this one with the same character I need to go back and read now! Highly recommend.  I didn’t realize there was a Second Cup at the Stockyards shops when I was there on Saturday, so I decided to try all the baked squares. The pecan was my fav followed by the lemon and Nanaimo. I love Nanaimo bars.  Really got me thinking about holiday baking and making some shortbread soon.    Sean made me the most lovely dinner of steak and scallops last night w/ sprouts, roast vegetables, and kale. Saturday night we stayed in watching Trainwreck w/ takeout. Something I love about the colder months is staying in the house with someone you love. Today I’ve been in Facebook ads reporting all day and will be heading to the Beaches later to see my sister.   I’m really looking forward to reading more of my book once I wrap up all my duties for the day. Sorry this is a boring update lol. Tomorrow I’m Sirius Xm at the Todd Shapiro Show and later this week I’m judging the finals for the travelcuts Travel Documentary Film Festival. Never a dull moment!