[iframe id=”https://www.youtube.com/embed/J4z5DiwzF68?list=PLeS2JeMvu-JvSVtq-hJWQkERb7LyJz_vL”] I absolutely love stories like this! Over the past few years I’ve had a few friends help me out and I don’t know if I’d be where I am without their generosity. Sometimes a little here is all you need to get on track or get closer to your goal. It warms my heart to see generous people being surprised with a gift that helps make their dreams come true. I feel it’s important to give unconditionally, giving is it’s own gift! Seeing peoples faces light up when they open a gift or receive a surprise is so wonderful. There’s a playlist of videos BMO created through this Help Given initiative. I love them all, get a tissue, I couldn’t help but have tears of joy. Seeing how happy Arash is when they give him a day off here is so great. [iframe id=”https://www.youtube.com/embed/JLtZPCR9h_s”] Kindness Brings Good Karma A couple weeks ago I helped out a friend who was going through a tough time, I was able to help them but it involved using money I’d been saving for travel. Yesterday, out of the blue, I was invited on a trip to a sunny destination. The two things weren’t related but in the whole grand scheme of the universe, I feel I’m somehow being rewarded for my generosity. More details about that next week! Sending my love for happy holidays, warm wishes for a great new year. To see more from BMO’s Help Given initiative, see here. With love,      * This blog post was sponsored by BMO but the opinions & stories are my own!      

As winter starts to creep up on us I find myself looking back through old blog posts of my travels. I’m keen to book a trip for Sean and I for a little R&R under the sun early 2016. I’m thinking Dominican Republic, Cuba, or Costa Rica. I’m dying to feel sand on my skin and salt water in my hair! ?? Over the last few years I’ve been to Thailand, Mexico, Puerto Rico, and LA during the winter. I absolutely LOVE to travel but preparation is key if you want to have a good time for example, a travel shoe bag is a must for me and I don’t travel without them. Also, if you don’t manage your money right, it can be expensive. Up until a few years ago I didn’t even have a credit card because I was still paying off my student debt from school. This doesn’t mean to say that just because you’re at university, you can’t have a credit card; those studying away from their home country can still get a credit card for International Students. Having a card with travel rewards was really important to me now. I want to get something back from all the purchases I make on my trips. I’m also really interested in qantas credit cards which are another travel-based provider, as they offer rewards for frequent flyers which is certainly what I am! I would rather take a great trip in the winter to boost my inspiration and pay it off my credit card, than not go at all and let the winter blues get me down. You never know what’s going to happen, YOLO! I’ve partnered with a Capital One Canada one to tell you about their new and improved line of Capital One Aspire Travel MasterCards.…